Loan Rates (Last Modified: Aug 02, 2010)

Type of LoanAnnual Percentage Rate (APR)*Maximum Term**
New Vehiclesas low as 3.75%
as low as 3.75%
as low as 3.75%
as low as 3.75%
as low as 3.75%
up to 24 mo.
up to 36 mo.
up to 48 mo.
up to 60 mo.
up to 72 mo.
Used Vehiclesas low as 3.75%
as low as 3.75%
as low as 3.75%
as low as 3.75%
as low as 3.75%
up to 24 mo.
up to 36 mo.
up to 48 mo.
up to 60 mo.
up to 72 mo.
Unsecured Loansas low as 10.50%
as low as 10.50%
36 months
Share Secured Loans3.00%36 months
Share Certificate LoansCertificate rate
plus 2.00% APR
Certificate
term

*Rates subject to change. The actual rate and payment amount will reflect a members' individual circumstance and credit score and may be higher than the rates above.
**Other conditions may apply.

Loan Payment Examples (Last Modified: Aug 02, 2010)

Type of Loan ExampleAnnual Percentage Rate (APR)*Monthly Payment
New Vehicle Loan:
$20,000 for 24 months
$20,000 for 36 months
$20,000 for 48 months
$20,000 for 60 months
$20,000 for 72 months

3.75%
3.75%
3.75%
3.75%
3.75%

$866.31
$588.30
$449.39
$366.11
$310.67
Used Vehicle Loan:
$15,000 for 24 months
$15,000 for 36 months
$15,000 for 48 months
$15,000 for 60 months
$15,000 for 72 months

3.75%
3.75%
3.75%
3.75%
3.75%

$649.74
$441.23
$337.04
$274.59
$233.00
Unsecured Loan:
$1,500 for 36 months
$1,000 for 36 months

10.50%
10.50%

$48.94
$32.63
Share Secured Loan:
$1,000 for 36 months

3.00%

$29.09

*Rates subject to change. The actual rate and payment amount will reflect a members' individual circumstance and credit score and may be higher than the rates above.
**Other conditions may apply.

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