Mortgage Rates (Last Modified: Jun 10, 2010)

Type of LoanAnnual Percentage Rate (APR)Maximum TermOther Conditions**
First Mortgage - ARM,
Owner Occupied
2.00%
2.75%
300 months1 year adjustable
3 year adjustable
First Mortgage - ARM,
Investment Property, Lots, Vacant Land
5.50% APR
6.00% APR
300 months1 year adjustable
3 year adjustable
First Mortgage - Fixed
Owner Occupied
as low as 4.30% APR*
as low as 4.50% APR*
as low as 4.85% APR*
180 months*
240 months*
360 months*
Second Mortgages - Fixedas low as 5.75% APR*
as low as 6.50% APR*
as low as 7.25% APR*
60 months*
120 months*
180 months*
Home Equity LOC -
Adjustable Rate
as low as 3.25% APR*180 months*The annual percentage rate may vary. The maximum annual percentage rate that
may be imposed is 18%.

*Rates subject to change. The actual rate and payment amount will reflect a members'
individual circumstance and credit score and may be higher than the rates above.
**Other conditions may apply.

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